A Home for your Savings

Bricklane.com is an online investment platform that enables everyone to invest in expertly chosen property portfolios, from £100.

Capital at risk

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Start from £100
In partnership with Zoopla
Bank-grade security

How it works

Invest
Open an account Setup your account - choose from Standard, ISA and SIPPs, transfer funds and choose which property portfolios to invest in.
Grow
Track your investment Your investment will automatically start earning returns. Track value change and rental income using your dashboard.
Withdraw
Withdraw your money Submit a request to withdraw money online via your dashboard. Money will be deposited in your account once your investment has been sold.
Account types

Tax rules apply and may change

Standard

    Highlights
  •   Start from £100
  •   No maximum
  •   £11,300 tax-free gains p.a.
Get started

ISA

    Highlights
  •   Start from £100
  •   Up to £20,000 p.a. tax-free
  •   Transfer existing ISAs easily
Get started

SIPP

    Highlights
  •   Start from £10,000
  •   Up to 45% tax relief
  •   Zero SIPP costs
Learn more
Property portfolios

Regional Capitals

Learn more    Invest now

Properties in vibrant growing cities of Manchester, Leeds and Birmingham offering a blend of attractive rental yields and strong prospects for long-term value increases

Regional Capitals at a glance
Properties1 22
Year 1 performance (09/16 — 09/17) 8.7%
Expected net rental income 3.4%

London

Learn more    Invest now

Properties in the global megacity of London, seeking to maximise returns through smart property selection and efficient management  

London at a glance
Properties1 6
Performance since 07/172 6.4%
Expected net rental income 1.6%
Past performance is not a reliable indicator of future returns. 1. Includes properties in due diligence. 2. As of 14/12/17. Learn more about these figures.

Why invest with Bricklane.com?

Learn more

Powered by property intelligence

Compass, our proprietary data analytics platform, supports our expert property team in selecting properties for the portfolios, and shaping our overall strategy.

Earn real property returns

Our portfolios only contain residential properties, meaning that our returns reflect what’s happening in the property market. We don’t include any debt, derivatives or equities in the fund which means we can reduce volatility.

Strong first year performance

Both our funds have performed well to date. In its first year, the Regional Capitals fund made investors 8.7%, the newer London fund has returned 6.4% since late July. Learn more about these figures

Platform built for better returns

Investors benefit from scale discounts we’ve negotiated with suppliers, and risk is spread across different properties and areas.

Creating a fairer market as we go

We are committed to making the rental market work better, offering tenants fairer, more stable contracts that enable them to feel at home.

How much could you make?

What would £4,000 invested with Bricklane 5 years ago be worth now?

High St. Bank Cash ISA
£4,294
1.4% /year
 
Bricklane.com Property ISA
£5,916
8.1% /year
Capital at risk
 

This calculation is a simulated historical performance. Past performance is not a reliable indicator of future performance. Where available, actual Bricklane.com performance used. Prior to launch of each fund, house price growth assumptions based on Hometrack Cities Index (accessed 08/10/2017). Net rental income on each fund is based on estimated average rental yields across each portfolio. Assumes all investments are held in an ISA, funds maintain REIT status, and normal Bricklane.com fees apply. Cash ISA rates are based on 1 year fixed accounts over last five years using data from Bank of England.

Don’t just take our word for it…

Allow[s] anyone to participate in the housing market

I love earning rental income without needing to manage tenants

★★★★★  — Adam, Trustpilot

First property ISA attracts backing from Zoopla and Robin Klein

Impressed with the customer service and returns so far

★★★★★  — Alice, Trustpilot

Property ISAs offer tax-free returns on investments

Customer service is so far the greatest [among] similar platforms

★★★★★  — Pegs, Trustpilot

Allows people to invest their pension in bricks and mortar with zero administration fee

Bricklane is awesome … I've finally been able to get on the property ladder

★★★★★  — Rose, Trustpilot

Hop on to the first rung of the property ladder

See more press and reviews

Get started

No hidden fees

Bank-grade security

Backed by Zoopla, LocalGlobe and Jamjar

The people behind TransferWise, CityMapper, Innocent Drinks and more

By joining Bricklane.com you agree to our Terms and Privacy Policy

Already a Bricklane.com customer? Log in

 

Register through our secure website. This takes about 10 minutes. You will be asked how much you want to invest and how you wish to fund your account (one or more of: ISA Transfer, single payment, or monthly recurring payment). We then perform identity and anti-money laundering checks and action your payment. Once this is complete, you can choose which funds you want to invest in, or opt to split your investment equally. After this your money is invested in each fund at the next investment cycle (within 2 weeks of when we receive your payment, which can take up to 7 days to reach us). With Bricklane.com, you invest in funds that own houses and flats. The properties are let to tenants and professionally managed on your behalf.

Over time, the value of Bricklane.com customers’ investments in each fund tracks movements in the properties owned, plus rental income is earned on top.

Once invested, customers can view the performance of their investments from their dashboard when logged into Bricklane.com. From there, customers can add more money, change their monthly contribution, and see more information about the properties they own a share of. They can also request to exit their investments, with no minimum holding period or exit fees.

 

Your savings are invested in funds of properties, owned by you and other Bricklane.com customers and let and managed on your behalf. You can choose which funds to invest in (currently London or Regional Capitals) after signup. In the long term, the value of your shares in each fund reflects the value of the properties owned; when the properties change in value, so does your investment. Alongside, the properties generate rental income. This rental income can be reinvested in Bricklane.com, generating further rental income, or distributed to your bank account. You can choose either way during sign up. Please note that your capital is at risk.

 

Customers can request to exit their investments in a few clicks at any time from within their Dashboard. During normal market conditions, you can exit within 2 weeks by selling to another customer.

If, in exceptional circumstances, there is ever a shortage of buyers for your shares, you will have the option of waiting for a buyer to sell at market value, or offering them at a discount to incoming investors to sell them faster. You will be given this choice in your dashboard, with the opportunity to set the maximum discount at which to sell your shares to an incoming investor.

If you choose to wait for a buyer, and we take the view that there is likely to be a sustained imbalance of supply and demand in a given fund, the fund may choose to downsize and buy your shares back from you. If there is no money available for this purpose, the fund in question would sell property in order to generate it, which is the reason we make reference to 'the time it takes to sell a property, or longer' in relation to how long it can take to get your money back.

 

Bricklane.com has two funds with different geographical focuses. When you invest into each fund, your investment is spread across properties held in the relevant area, and kept separate from the other fund.

The first fund we launched is focused on the Regional Capitals of Leeds, Manchester and Birmingham. The second fund is focused on London and its surrounding areas.

Each fund buys quality properties in the relevant areas (you can find out more about our criteria below) and provides a great service to tenants.

Historically, property in the Regional Capitals has delivered returns more focused on rental yield than price increases, with London delivering returns through strong price growth and lower rental yield. However, past performance is not a guide to future returns. Find out more about our London or Regional Capitals funds.

 

An ISA (Individual Savings Account) is a tax efficient way to save. UK residents can invest up to £20,000 (in the 2017/18 tax year) tax-free. It means that you won’t pay tax on any increase in the value of your investments or income received. The tax year ends on the 6th of April each year.

To make your Bricklane.com investments through an ISA, you must select this option during sign up. Please note that the tax advantages of ISAs depend on your individual circumstances and may change in the future.

 

Yes. If you are a new customer, you will be given the option to transfer in an existing ISA during the signup process. All you need to do is print, sign and return a form letting us know the details of the ISA you want to transfer, and we handle all communication with your existing ISA manager on your behalf.

If you are already an existing Bricklane.com customer and wish to transfer in an ISA, please login and generate your ISA Transfer form from your Dashboard.

 

As with all investments, investing with Bricklane.com carries risks.

The value of your Bricklane.com investments can decrease as well as increase. It could take the time it takes to sell a property, or longer, to get your money back at an acceptable price. Rental yields and dividends may be lower than estimated.

A Stocks and Shares ISA may not be right for everyone and tax rules may change in the future. If you are unsure if an ISA is the right choice for you, please seek independent financial advice.

Before you complete sign up, you will be asked to read—and indicate understanding of—a detailed list of risks. For a full list of risks, please consult the REIT prospectus (London, Regional Capitals).

 

Bricklane.com customers’ security is our top priority.

We use the same level of encryption as major banks, transfer data through 128-bit SSL encrypted channels, and keep any stored data on servers stored in secure facilities.

We protect the privacy of your information and will never share your data with any third party without your permission (for more information, please review our Privacy Policy).

More questions? Visit the FAQ page

Past performance and forecasts are not reliable indicators of future performance. Net yields represent an estimated 5-year average rental yield, net of property costs, fees and taxes. Actual yield performance may be higher or lower. Tax rules apply and may change in future.

Fund performance shown net of Bricklane.com’s annual management fee, but gross of transaction fee. Bricklane.com’s standard transaction fee is 2%.

Over the course of a three year investment, the standard transaction fee would have an annualised impact of c. -0.7%. The full transaction fee is charged investment - these figures are shown for illustrative purposes only. Impact would be lower for longer-term investments, and higher for shorter term ones.

Capital at risk

The value of your investment can go down as well as up. If you want to sell shares, there is no guarantee that you will be able to find a buyer for your shares within a reasonable timeframe at a price that is acceptable to you. The REITs invest in residential property, which are not highly liquid assets. Rental yields and dividends may be lower than estimated.

Tax rules and allowances depend on individual circumstances and may change in the future. If you are unsure about whether investment is right for you, you should seek independent advice before investing, including tax advice.