How it works
Bricklane.com enables you to invest in residential property in line with Shariah principles, without the hassles of buy-to-let. Capital at risk.
With Bricklane.com, anyone can invest in portfolios of expertly chosen homes around the UK, and earn returns from rental income and property value changes. Investing through an ISA or pension (SIPP) is the most tax-efficient way to invest in UK residential property, with no tax to pay on property gains or income.
Investments are mortgage-free, and no interest is earned — Bricklane.com’s funds have been certified as compliant by the Shariah Committee of Minarah Consulting, chaired by Sheikh Faizal Manjoo.
Commenting on the accreditation, Islamic scholar Sheikh Faizal Manjoo stated:
“This new product will help in enhancing shariah-based investment portfolios for investors seeking ethical and Shariah-compliant investments. The REITs are linked to the real economy and generate returns from rentals and capital gains which are accepted by the consensus of Muslim jurists”
“Bricklane.com has been the first property investment platform that offers retail investors access to a well-diversified UK residential property portfolio that can be held within one’s ISA or pension. It just so happens to be Shariah compliant too, thereby overcoming a barrier to entry for Muslim investors who are keen to invest ethically and in accordance to the principles of their faith.
It’s so simple. Investors are simply investing in multiple mortgage-free residential properties that are rented out. You don’t have to worry about CGT, income tax, accountancy fees and dealing with bad tenants. Something that is relevant to all of us.”
Tax rules apply and may change
Experience our most flexible account. Our portfolios benefit from tax-efficient REIT status. Personal tax on income; qualifies for £11,700 allowance on gains.
Enjoy tax-free gains and income on investments up to £20,000 p.a., with the government’s ISA scheme.
Easily transfer an existing ISA, or open a new one from £100 ISA type: Stocks & Shares
Benefit from property in your pension. No tax on gains or income; with investments for retirement boosted up to 45% by tax relief.
Open a SIPP with zero setup fee or ongoing admin costs. terms apply.
Earn real property returns
Our funds only contain residential properties — no commercial, no corporate overheads. Investors’ returns actually reflect rent and property price changes, without the volatility of equities markets.
Simple and transparent fees
We charge straightforward fees, and withdrawals are always free. Our fees are 30% lower than property funds and 17% cheaper than active equities funds over the course of a 5 year investment. More on our fees.
Powered by property intelligence
Compass, our proprietary data analytics platform, supports our expert property team in selecting properties for the portfolios, and shaping our overall strategy.
Strong returns from both portfolios
Both funds have made strong returns for investors to date. The Regional Capitals fund returned a total of 16.9% since September 2016, while the newer London fund has returned 10.6% since July 2017. Learn more about these figures
Creating a fairer market
We are committed to making the rental market work better, offering tenants fairer, more stable contracts that enable them to feel at home.
Make money tax-efficiently
The most tax-efficient way to invest in UK residential property. Through ISAs or SIPPs, combined with REIT status from HMRC, investors pay no tax on property gains or income.
Bank-grade security
Backed by Zoopla, LocalGlobe and Jamjar
The people behind TransferWise, MoneySuperMarket, Innocent Drinks and moreWith investing your capital is at risk By joining Bricklane.com you agree to our Terms and Privacy Policy
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