Over the course of a five year investment, Bricklane.com’s simple fees are 30% lower than property funds and 17% cheaper than active equities funds. See comparison
2%
Investment Fee
One off charge when you buy an investment. Helps to cover the cost of buying property, and helps protect our investors by discouraging short-term speculative trading. You’ll pay a single investment fee every time you invest. Withdrawals are always free.
For the first £25,000, the upfront investment fee is 2%. For invested amounts above £25,000 this investment fee halves to 1%.
Pension (SIPP) customers are charged investment fees of 1.25%, with a minimum investment of £10,000.
*The £25,000 threshold for the reduced investment fee is calculated as total payments made into your account, minus any withdrawals, excluding fees. Learn more
0.85%
0.85%
Annual Management Fee
Annual charge for the ongoing support of your investment, which includes all fund-related costs (e.g valuation, depositary). This means our Ongoing Charges Figure is also 0.85% - a fraction of comparable investments. This fee is automatically deducted from your earnings.
Fee example
| For every investment of | £100.00 |
|---|---|
| Invested | £98.00 |
| Investment fee | £2.00 |
| Management fee (monthly) | 7p |
| Withdrawals | Free |
We charge different fees for our SIPP customers. Learn more.
Do you have any offers or promotions?
Customers can currently benefit from two offers:
Welcome offer: Receive £100 to £1,250 when you invest £5,000 or more in your first transaction. Available to new ISA and Standard account customers. Terms apply.
Referral offer: Share a bonus with a friend when they invest from £5,000. Terms apply.
What’s included in your fees?
Property sourcing and valuation
- Expert property sourcing and acquisition, continual market monitoring
- Monthly valuation of properties by Allsop LLP
Fund services and custody
- Maintenance of ISA and SIPP eligible funds, with REIT tax status
- Custody of your investments by a leading bank
- FCA authorised depositary safeguarding assets and verifying cash flows
- FCA authorised investment manager
- FSCS protection
- Audit by Grant Thornton
- Automated dividend reinvestments (optional)
- Stamp Duty Reserve Tax on share trades
Customer support
- Online and phone support
- 24/7 dashboard access
- Transferring existing ISA investments to Bricklane.com, and transferring Bricklane.com ISAs out
Fee comparison
For SIPPs and investment periods over five years, the difference is magnified.
Annual fees calculated over a five year investment period.
*Figure represents average OCF for actively managed UK equities funds. Source: The Investment Association report: “Investment costs and performance”, August 2016.
** Represents an average of typical Ongoing Charges fee for retail property funds from major fund houses including: Aviva, Aberdeen, F&C, Fidelity, Henderson, Hearthstone, JP Morgan, Legal & General, M&G, Old Mutual, Standard Life, St James’s Place, Schroders, Threadneedle. Source: Morningstar