Our simple and transparent fees

Over the course of a five year investment, Bricklane.com’s simple fees are 30% lower than property funds and 17% cheaper than active equities funds.

 

For SIPPs and investment periods over five years, the difference is magnified.

Annual fees calculated over a five year investment period.

*Figure represents average OCF for actively managed UK equities funds. Source: The Investment Association report: “Investment costs and performance”, August 2016.

** Represents an average of typical Ongoing Charges fee for retail property funds from major fund houses including: Aviva, Aberdeen, F&C, Fidelity, Henderson, Hearthstone, JP Morgan, Legal & General, M&G, Old Mutual, Standard Life, St James’s Place, Schroders, Threadneedle. Source: Morningstar

2%

Investment Fee

One off charge when you buy an investment. Helps to cover the cost of buying property, and helps protect our investors by discouraging short-term speculative trading. You’ll pay a single investment fee every time you invest. Withdrawals are always free.

For investments up to £25,000, the upfront investment fee is 2%. When you’ve invested over £25,000 this investment fee halves to 1%.*

Pension (SIPP) customers are charged investment fees of 1.25%, with a minimum investment of £10,000.

*The £25,000 threshold for the reduced investment fee is calculated as total payments made into your account, minus any withdrawals, excluding fees. Learn more

Annual Management Fee

Annual charge for the ongoing support of your investment, which includes all fund-related costs (e.g valuation, depositary). This means our Ongoing Charges Figure is also 0.85% - a fraction of comparable investments. This fee is automatically deducted from your earnings.

For every investment of £100.00
Invested £98.00
Investment fee £2.00
Management fee (monthly) 7p
Withdrawals Free

We charge different fees for our SIPP customers. Learn more.

 

Customers can currently benefit from two offers:

Welcome offer: Receive £100 bonus when you invest £5,000 or more in your first transaction. Available to ISA and Standard account customers. Terms apply.

Referral offer: Share £200 with a friend when they invest £5,000 or more. Terms apply.

What’s included in your fees?

Property sourcing and valuation

  • Expert property sourcing and acquisition, continual market monitoring
  • Monthly valuation of properties by Allsop LLP

Fund services and custody

  • Maintenance of ISA and SIPP eligible funds, with REIT tax status
  • Custody of your investments by a leading bank
  • FCA authorised depositary safeguarding assets and verifying cash flows
  • FCA authorised investment manager
  • FSCS protection
  • Audit by Grant Thornton
  • Automated dividend reinvestments (optional)
  • Stamp Duty Reserve Tax on share trades

Customer support

  • Online and phone support
  • 24/7 dashboard access
  • Transferring existing ISA investments to Bricklane.com, and transferring Bricklane.com ISAs out
Capital at risk

The value of your investment can go down as well as up. If you want to sell shares, there is no guarantee that you will be able to find a buyer for your shares within a reasonable timeframe at a price that is acceptable to you. The REITs invest in residential property, which are not highly liquid assets. Rental yields and dividends may be lower than estimated.

Tax rules and allowances depend on individual circumstances and may change in the future. If you are unsure about whether investment is right for you, you should seek independent advice before investing, including tax advice.