Straightforward, low fees

Over the course of a five year investment, Bricklane’s simple fees are 30% lower than property funds and 17% cheaper than active equities funds. See comparison

Standard/ISA accounts

£100 2%
£25k 1%
£100k 0.625%
£1 Investment
2% Investment fee (blended)
0.85% Annual management fee
Free withdrawals

SIPP (pension) accounts

£10,000 1.25%
£25k 1.25%
£100k 0.625%
£1 Investment
2% Investment fee (blended)
0.85% Annual management fee
£125* Administration fee
£175* Establishment fee

*Hartley Pensions fees. Exclusive of VAT. Waived for investments over £25k. Other SIPP providers’ fees will vary.

What’s included in your fees?

Property sourcing and valuation

  • Expert property sourcing and acquisition, continual market monitoring
  • Monthly valuation of properties by Allsop LLP

Fund services and custody

  • Maintenance of ISA and SIPP eligible funds, with REIT tax status
  • Custody of your investments by a leading bank
  • FCA authorised depositary safeguarding assets and verifying cash flows
  • FCA authorised investment manager
  • FSCS protection
  • Audit by Grant Thornton
  • Automated dividend reinvestments (optional)
  • Stamp Duty Reserve Tax on share trades

Customer support

  • Online and phone support
  • 24/7 dashboard access
  • Transferring existing ISA investments to Bricklane, and transferring Bricklane ISAs out

Glossary

Investment Fee

One off charge when you buy an investment. Helps to cover the cost of buying property, and helps protect our investors by discouraging short-term speculative trading. You’ll pay a single investment fee every time you invest. Withdrawals are always free.

For the first £25,000, the upfront investment fee is 2%. For invested amounts above £25,000 this investment fee halves to 1%.

Pension (SIPP) customers are charged investment fees of 1.25%, with a minimum investment of £10,000.

*The £25,000 threshold for the reduced investment fee is calculated as total payments made into your account, minus any withdrawals, excluding fees. Learn more

Annual Management Fee

Annual charge for the ongoing support of your investment, which includes all fund-related costs (e.g valuation, depositary). This means our Ongoing Charges Figure is also 0.85% - a fraction of comparable investments. This fee is automatically deducted from your earnings.

Fee comparison

For SIPPs and investment periods over five years, the difference is magnified.

Annual fees calculated over a five year investment period.

*Figure represents average OCF for actively managed UK equities funds. Source: The Investment Association report: “Investment costs and performance”, August 2016.

** Represents an average of typical Ongoing Charges fee for retail property funds from major fund houses including: Aviva, Aberdeen, F&C, Fidelity, Henderson, Hearthstone, JP Morgan, Legal & General, M&G, Old Mutual, Standard Life, St James’s Place, Schroders, Threadneedle. Source: Morningstar

Offers and promotions

 

Customers can currently benefit from the following offer(s):

Welcome offer: Receive £100 to £1,250 when you invest £5,000 or more in your first transaction. Available to new ISA and Standard account customers. Terms apply.

Referral offer: Share a bonus with a friend when they invest from £5,000. Terms apply.

Get started

Already a customer? Login

Capital at risk

As with all investing, your capital is at risk. You may not be able to sell your investment within a reasonable timeframe. Investments are made through REITs. Rental yields and dividends may be lower than estimated.

You should note that tax treatment depends on the individual circumstances of each customer and may be subject to change in future. Bricklane does not give financial advice. If you are unsure about whether investment is right for you, you should seek independent advice before investing, including tax advice.