Tax overview

Investing in property with is tax-efficient, for two reasons:

  1. No Corporation Tax on property returns through HMRC REIT status
    • Both of’s funds have received Real Estate Investment Trust (REIT) status from HMRC. This means there is no corporation tax on gains in property values, or rental income received.
  2. Personal tax-efficiency through ISA or SIPP status

You can invest with inside or outside ISAs and SIPPs (personal pensions).

A ISA means you pay no capital gains tax on increases in property values, nor income tax on rental income from tenants of properties owned by the funds. Using an ISA, you would not need to make a declaration to HMRC on this investment as part of your annual tax return.

If you invest through a SIPP there’s also an opportunity to take advantage of government pension contribution bonuses (up to 45% tax relief), and potential Inheritance Tax benefits.

All tax rates, allowances and rules referred to are subject to future change, and the above does not constitute tax advice. Please note that the tax advantages of ISAs and SIPPs depend on your individual circumstances. We encourage customers to seek financial advice.

Tax-efficiency praised by experts

Mohammad Uz-Zaman

Mohammad is an investment and estate planning expert, who invests with himself and has referred many others

“ provides everyone with the opportunity to invest in the UK residential housing market, that everyone loves, trusts and wants a piece of. The way the product and platforms are built means that customers can be safe in the knowledge that their investments are tax-efficient.

“When you invest in you don’t have to worry about Capital Gains Tax, Income Tax or accountancy fees.

“What’s also great about is that investors are simply investing in multiple mortgage free rental properties. You don’t have to worry about dealing with bad tenants, and your investment is diversified across all properties automatically which is a major plus.”

Find out more

Tell us more about your portfolio and a dedicated account manager will send you a free guide to investing with Bricklane

Contact us Capital at risk. Further details below.

Or continue reading: Why invest?

Find out more

Tell us more about your portfolio and a dedicated account manager will send you a free guide to investing with Bricklane

Contact us As with all investing, your capital is at risk. See further details below.
Capital at risk

The value of your investment can go down as well as up. If you want to sell shares, there is no guarantee that you will be able to find a buyer for your shares within a reasonable timeframe at a price that is acceptable to you. The REITs invest in residential property, which are not highly liquid assets. Rental yields and dividends may be lower than estimated.

Tax rules and allowances depend on individual circumstances and may change in the future. Bricklane does not give financial advice. If you are unsure about whether investment is right for you, you should seek independent advice before investing, including tax advice.