Invest in expertly chosen homes through your pension

Investing with Bricklane.com enables you to benefit from residential property returns without taking money out of your pension. Capital at risk

Allows people to invest their pension in bricks and mortar with zero administration fee”
Invest in property … without the day-to-day hassle and tax drawbacks associated with buy to let”

Free SIPP wrapper for investments over £25,000. Terms apply.

Pension (SIPP) investment at a glance

No tax to pay on gains or income, and opportunity to take advantage of government pension contribution bonuses (up to 45% tax relief)

Free SIPP wrapper for investments over £25,000; Simple and transparent product fees, 30% lower than commercial property funds

Strong returns from both portfolios Regional Capitals has returned 15.5% since Sep ’16; while the newer London fund has returned 10.2% since Jul ’17 About these figures

SIPP rules apply and may change

Why put residential property in your pension?

The most tax-efficient way to invest in UK residential property. Investors can benefit from income up to 50% higher than investing in direct buy-to-let

Invest in bricks and mortar and earn returns from an asset class you’re familiar with

A great alternative to commercial property investment, with greater flexibility and lower SIPP administration costs See how it compares

Add asset-class diversification to your pension — own buy-to-let property exposure from just £10,000

Benefit from rental income, which has typically been correlated with inflation, and tends to be more resilient than commercial property rents in a market downturn

Receive the benefits of buy-to-let without the hassle of property acquisition and tenant management

Through our partnership with Hartley Pensions, you can open a new SIPP at no additional cost, or transfer all or just part of an existing SIPP and make instant savings.

 

We can work with other SIPP providers on a case-by-case basis, subject to their completing diligence on our REITs.

What next?

Step 1

Register with us by entering your email address, and download your information pack.

Step 2

Fill in an application form and Hartley Pensions, our SIPP provider, will open a SIPP account for you. They will be on hand to help you make a pension contribution or transfer an existing pension to this new SIPP.

Step 3

Pick which Bricklane.com fund(s) you’d like to invest in. We’ll take care of the rest.

Fees overview

Our SIPP product is one of the cheapest available on the market — with our partner Hartley Pensions we are able to offer a free SIPP wrapper account for investments over £25,000.

SIPP minimum investment: £10,000

1.25% Investment fee* per investment

*When you’ve invested over £100,000, the investment fee is halved to 0.625%

0.85% Annual management fee  
£0 SIPP Administration fee For investments £25k+. Terms apply.
See our fees page for more information
Property portfolios

Regional Capitals

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Properties in vibrant growing cities of Manchester, Leeds and Birmingham offering a blend of attractive rental yields and strong prospects for long-term value increases

Regional Capitals at a glance
Performance to date1 15.5%
Expected net rental income 3.4%

London

Learn more

Properties in the global megacity of London, seeking to maximise returns through smart property selection and efficient management  

London at a glance
Performance to date2 10.2%
Expected net rental income 1.6%
Past performance is not a reliable indicator of future returns. 1. Since 09/16; 2. Since 07/17. Learn more about these figures.

Tried, tested, trusted

City A.M. Leap 100 Winner

Financial Times: 10 Companies to Watch

Startups 100 2017 Winner

Easy to set up, very transparent, and great customer service

★★★★★  — Angharad, Trustpilot

Access the property market tax efficiently

It’s a big step to put most of your life’s savings into the hands of any company… I took the plunge and am very pleased that I did.

★★★★★  — John, Trustpilot

Allows anyone to invest their pension in bricks and mortar

Couldn’t be happier. The support team are always on hand to help out. Very very happy with my returns so far

★★★★★  — Harry, Trustpilot

Allow[s] anyone to participate in the housing market

See more Press or Reviews and awards

Past performance and forecasts are not reliable indicators of future performance. Net yields represent an estimated 5-year average rental yield, net of property costs, fees and taxes. Actual yield performance may be higher or lower. Tax rules apply and may change in future.

Fund performance shown net of Bricklane.com’s annual management fee, but gross of transaction fee. Bricklane.com’s standard SIPP investment fee is 1.25%.

Over the course of a three year investment, the standard transaction fee would have an annualised impact of c. -0.4% per year over 3 years. The full transaction fee is charged per investment - these figures are shown for illustrative purposes only. Impact would be lower for longer-term investments, and higher for shorter term ones.

Capital at risk

The value of your investment can go down as well as up. If you want to sell shares, there is no guarantee that you will be able to find a buyer for your shares within a reasonable timeframe at a price that is acceptable to you. The REITs invest in residential property, which are not highly liquid assets. Rental yields and dividends may be lower than estimated.

Tax rules and allowances depend on individual circumstances and may change in the future. If you are unsure about whether investment is right for you, you should seek independent advice before investing, including tax advice.